Credit Insurance
Credit insurance, also known as trade credit insurance or debtor insurance, is a financial product designed to protect businesses from the risk of non-payment by their customers.
Secure Your Success, Safeguard Your Trade
At Lambach, we understand that the success of your business hinges on secure financial transactions. Our Trade Credit & Political Risk Insurance is tailored to provide you with robust protection against the uncertainties of non-payment by your customers, both in domestic and international trade.
With our dedicated Credit Insurance Vertical, we are committed to working closely with you, ensuring that your business not only thrives but does so with minimal exposure to unnecessary risks.
- Non-payment by the buyer – protracted default
- Insolvency of the buyer
- Political Risk
- Military or civil war, revolution, riot or insurrection
- General moratorium on payment by the government of buyer’s country
- Cancellation of import license
- Government decision preventing performance
- Political events, economic difficulties, legislative or administrative measures preventing payment
- Non-payment by government buyer
Key Benefits of our Trade Credit & Political Risk Insurance
Non-Payment Protection
Our insurance solutions act as a financial safety net, protecting your business from losses incurred due to non-payment by customers. Whether trading domestically or internationally, our coverage mitigates the risk associated with default.
Tailor-Made Solutions
Recognizing that every business is unique, our Credit Insurance Vertical specializes in designing tailor-made solutions to suit the specific needs of your business. We work closely with you to understand your operations and craft a policy that aligns seamlessly with your goals.
Independent Financial Viability Assessment
As part of our comprehensive service, we can arrange independent assessment of the financial viability of your debtors. This proactive approach ensures that you have insights into the creditworthiness of your clients, enabling you to make informed business decisions.
Bad Debt Collection
In the unfortunate event of a bad debt situation, our team is equipped to assist you in the collection process. We work diligently to recover debts, minimizing the impact on your business operations.
Financial Facility Negotiations
Our Trade Credit & Political Risk Insurance solutions not only protect your business but can also enhance your negotiating position with banks and financial institutions. By reducing credit risk, you may be able to secure better rates for financial facilities.
Why Choose Lambach Insurance Brokers Pvt Ltd., for Credit Insurance
Expertise and Collaboration
Our dedicated Credit Insurance Vertical brings together experts who collaborate with you to understand the nuances of your business, providing insights and solutions that align with your growth objectives.
Risk Mitigation Strategies
Beyond insurance coverage, we offer proactive risk mitigation strategies to help you navigate the complexities of international and domestic trade, ensuring the sustainability of your business.
Negotiating Power
Our solutions not only protect your business but can also contribute to improving your negotiating power with financial institutions, fostering a more favorable financial landscape for your operations.
Empower your business with confidence
Empower your business growth securely with Trade Credit & Political Risk Insurance from Lambach, contact us today to explore personalized insurance solutions crafted for the unique needs of your business.
